Child Support for Business Owners: Understanding Retained Earnings and the Latest from Florida’s Courts

For business owners undergoing a divorce or paternity action, determining  income for child support can be far more complex than for a salaried employee.  This is particularly true for owners of “pass-through” entities like S corporations  or Limited Liability Companies (LLCs), where company profits are taxed at the  owner’s individual level, even if they aren’t fully distributed. Florida law seeks to  ensure that child support calculations accurately reflect a parent’s financial  capacity while also respecting legitimate business needs. A foundational Florida  Supreme Court case, Zold v. Zold, provided crucial guidance, and a recent  decision from the Sixth District Court of Appeal, J.E.J. v. S.A.B., 2025 WL  1909822 (Fla. 6th DCA July 11, 2025), offers important clarifications,  particularly regarding “tax distributions.” 

The Zold Standard: Distinguishing Available Income from Retained  Earnings 

In Zold v. Zold, 911 So. 2d 1222 (Fla. 2005), the Florida Supreme Court  addressed whether undistributed income from an S corporation, retained by the  company for corporate purposes, should be considered “income” for alimony and  child support calculations under Chapter 61 of the Florida Statutes. The Court  observed that statutory definitions of “income” and “business income” focus on  income that is available to a spouse

The pivotal conclusion from Zold was that undistributed “pass-through”  income retained by a corporation for legitimate corporate purposes does  not constitute “income” under Florida law, precisely because it is not  “available” to the shareholder-spouse to meet their financial obligations.  However, if income is retained for “noncorporate purposes,” such as to shield it  from the other spouse during a dissolution proceeding, it would be considered  available income. 

When the retention of income is contested, the shareholder-spouse bears the  burden of proving that the undistributed “pass-through” income was properly  retained for corporate purposes. Trial courts must consider three factors in this  determination: 

  • The extent to which the shareholder-spouse has access to or control  over the retained income. This factor is not dispositive; a spouse should  not be forced to harm the company by distributing income against other  shareholders’ wishes or when it is economically imprudent. 
  • Any statutory limitations governing corporate distributions to  shareholders (e.g., prohibitions against distributions that would render  the company insolvent).
  • The purpose(s) for which the “pass-through” income has been retained  by the corporation. This is the most important consideration

Applying Zold to a Paternity Case: The J.E.J. v. S.A.B. Decision 

The principles established in Zold apply equally to LLCs that are taxed as pass through entities, as confirmed in the recent case of J.E.J. v. S.A.B., 2025 WL  1909822 (Fla. 6th DCA July 11, 2025). In J.E.J., the father, Jerome Johnson,  was the majority owner, CEO, and board chairman of a Minnesota-based LLC  called Energy Management Collaborative (EMC). The central dispute was how  much of his EMC pass-through income should be included in his income for  child support. 

Johnson testified that EMC’s income was distributed according to a formula: the  first 50% was used to pay shareholders’ income taxes, the next 25% was  retained for reinvestment in the company, and up to the remaining 25% was  distributed to members as determined by the board based on company cash  flow needs. The mother, Stacy Bee, did not introduce evidence to refute  Johnson’s testimony. 

Applying the Zold corporate purpose test: 

  • Access/Control: The appellate court found no competent, substantial  evidence to support the trial court’s finding that Johnson had “significant  control over distributions” just because he was a majority shareholder and  CEO. Johnson testified he had influence, but not control, over board  decisions. 
  • Statutory Limitations: No specific Minnesota LLC statute prohibiting  distributions was presented, making this factor less impactful in the  ruling. 
  • Purpose of Retention: This was the decisive factor. Johnson’s unrefuted  testimony showed that the retained portion of EMC’s income (the 25% for  reinvestment plus any undistributed amount from the last 25%) was for  quintessential corporate purposes, such as paying employees, investing  in programs, and maintaining operational cash flow. The appellate court  found the trial court erred by concluding Johnson hadn’t explained these  reasons. 

Therefore, the Sixth District concluded that Johnson had met his burden to prove the income retained by EMC served a corporate purpose and should be  excluded from his gross income for child support calculations. 

A Critical Clarification: Tax Distributions Are Income 

While J.E.J. affirmed the Zold rule for retained earnings, it introduced a  significant clarification regarding the 50% of EMC income distributed to 

shareholders specifically for their income taxes. Johnson had not included this  “tax distribution” as income he received. The Sixth District found this omission  incorrect, stating that the tax distribution was a “business income ‘payment  to’ Johnson,” not income retained by the company. Even if used immediately  to pay taxes, it was income Johnson received. 

The court emphasized that while income tax liability is properly deductible from  gross income, the tax distribution itself is part of gross income. Crucially, the  Zold corporate purpose test only applies to retained income, not income that  is distributed for a specific purpose. 

This ruling puts the Sixth District in conflict with earlier decisions from the  Second and Fourth Districts (Bair v. Bair, 214 So. 3d 750 (Fla. 2d DCA 2017),  and McHugh v. McHugh, 702 So. 2d 639 (Fla. 4th DCA 1997)), which had  supported excluding such tax distributions from income. The Sixth District  certified conflict, signaling that the Florida Supreme Court may need to  definitively resolve this point. 

Key Takeaways for Business Owners and Family Law 

The J.E.J. case underscores the ongoing complexities of calculating child support  when a parent owns a pass-through business. It reinforces that legitimately  retained earnings for corporate purposes should not be counted as income  available for child support. However, it clarifies that distributions made to  the owner, even if earmarked for tax liabilities, are considered gross  income, subject to the usual deductions for income tax liability. 

If you are a business owner facing a child support determination, or if you are  the other parent seeking support, it is crucial to understand these distinctions  and how they may apply to your specific situation. This area of law is nuanced,  and expert legal guidance is essential to ensure proper income calculations and  fair outcomes. 

About Anthony Meehan Genova 

Anthony Meehan Genova is a highly qualified legal professional specializing in  family law, particularly known for his extensive experience in mediation and his  commitment to community service. Mr. Genova is Board Certified in Marital &  Family Law, a certification widely regarded as the “gold standard” for Florida  lawyers. This certification signifies Florida’s official, independent determination  of a lawyer’s expertise in a specialty field of law, a program officiated by The  Florida Supreme Court and administered by The Florida Bar since 1982.

To achieve this esteemed certification, Mr. Genova demonstrated a dedication to  achieving a heightened level of excellence through character, professionalism,  ethics, and credibility. The rigorous process requires lawyers to have practiced  law for at least five years, show substantial involvement in their chosen area of  law, successfully pass a comprehensive examination evaluating a high level of  knowledge, skills, and expertise, and undergo a rigorous peer-review process  assessing competence, professionalism, and ethics. Additionally, board-certified  lawyers must satisfy continuing legal education requirements that are more  robust than those for general licensure. This certification is valid for five years,  requiring continued practice and attendance of Florida Bar-approved continuing  legal education courses for recertification. As of 2023, fewer than 5,000 lawyers  in Florida, representing only 5% of eligible Florida Bar members, have earned  board certification. Clients retaining a board-certified lawyer like Mr. Genova  gain access to specialized expertise, professionalism & ethics, credibility, and a  heightened dedication to excellence, with his rigorously evaluated experience  offering assurance of a heightened level of proficiency in Marital & Family Law. 

In addition to his board certification, Mr. Genova has been a Supreme Court  Certified Marital & Family Law Mediator since 2019. He has been a dedicated  member of the Executive Council of the Family Law Section of the Florida Bar  since 2016, demonstrating deep engagement with the evolution and practice of  family law through various leadership and committee roles: 

  • Co-chair of the Rules and Forms Committee (2018-2020) 
  • Chair of the Membership Committee (2016-2017) 
  • Vice Chair of the Domestic Violence Committee (2017-2018) Co-Vice Chair for Diversity and Inclusion (2023-2024) 
  • Member of the Equitable Distribution Committee (2017-2020) Member of the Support Issues Committee (2014-2018)